Financial Independence for People with Disabilities

Person using rampAffording the assistive technology (AT) that can increase participation in home, work, school and community settings often proves difficult for individuals with disabilities and their families. The high price of AT, including power wheelchairs and other mobility devices, communication equipment, specialized computers, home accessibility modifications, and adapted cars and vans, frequently places these devices out of reach. Moreover, many other possible funding sources, such as health insurance and vocational rehabilitation programs, may not pay for many AT devices.

To respond to the pressing need for AT funding options, Congress supported the establishment and operation of state-based Alternative Financing Programs (AFPs). Over the years, AFPs have provided an essential financial service to people with disabilities by offering a variety of affordable AT loans.