Habitat for Humanity of Greater Portland’s Critical Home Repair

Habitat for Humanity of Greater Portland logoHabitat for Humanity of Greater Portland’s Critical Home Repair service helps low-income homeowners make needed repairs so they can live in a safe, healthy, and affordable home. This program is part of a Habitat for Humanity’s nation-wide effort to serve homeowners who are affected by age, disability or family circumstances and struggle to maintain the integrity of their homes.

Habitat for Humanity of Greater Portland recognizes that new home construction is only a part of the solution for quality, affordable housing. The Critical Home Repair program is part of our broader community development strategy to transform and strengthen communities. It not only addresses the health, safety and affordability of the individual residences in neighborhoods, it also strengthens connections within the community and helps preserve affordable housing stock.

How it Works

The Critical Home Repair program requires an affordable payment from the homeowner for a portion of the repair costs. Applicants will be scored and ranked by level of need. Not all applications will be approved. This program serves homeowners in Cumberland County who have a household income below 80% of HUD Area Median Income.

Examples of Work to be Done

  • Roof leaks
  • Accessibility issues, ramps, etc.
  • Stair repairs
  • Structural work, not to include foundations

Work We Will Not Do

  • Mobile or modular homes (except ramps)
  • General cosmetic repairs, including but not limited to: flooring, painting, carpentry, etc.
  • Window replacement
  • Bathroom renovations or repair (only for accessibility)

Program Outline

Homeowners will apply by a deadline, and will need to demonstrate:

  • A household incomes at or below 80% of HUD median income
  • A Tax Assessment Building Value less than $200,000. They have paid their property taxes on time
  • They are current on their mortgage
  • They must own (name on title) and occupy the home and have lived in the home for over three years
  • Willingness for Habitat to conduct a credit check and background check on all residents over age 18

Scope, Costs, and Payments

Habitat will review the home for needed repairs and prepare a scope of work and price recommendation. Families will pay only a portion of the actual costs of materials and sub-contracted in-kind labor, based on their income. For example, if the materials and contracted labor are $6000, the family’s income as a percentage of Area Median Income will be the percentage of costs they pay. For example, a family of four making 30% of AMI ($23,000) will repay only 30% of repairs, or $1800. A family making $46,000 will repay 60% of repairs. Habitat will donate the balance of the project costs. Payment terms may be available.

For More Information and to Apply

Contact Molly Brake at molly@habitatme.org / 207-772-2151 ext. 104 or visit the Habitat for Humanity of Greater Portland’s Critical Home Repair website 

 

 

South Portland Housing Authority Offers Home Repair Program for Seniors

From the South Portland Housing Authority:

Smart HomeSouth Portland, ME, MARCH 7, 2017 – The South Portland Housing Authority (SPHA) today announced the new and exciting Home Modification for Seniors and Disabled (HMS) program. The Authority hopes to demonstrate that small investments in home safety help extend the time seniors and disabled persons can remain in their own home, reducing health care expenses and improving quality of life in their homes.

“Essentially, homeowners contact us for a simple assessment of their property, and we use the results to focus on high quality safety enhancement,” SPHA Executive Director Michael Hulsey noted. “We are looking for South Portland homeowners to work with at our expense, for simple safety issues.” Hulsey added, “Most work would get done in one -day or-less; more-complicated work would get contracted out when needed. A Grant from MaineHousing pays for the program expenses.”

Melanie Cahill, Coordinator of the Program, explained, “When a homeowner contacts us, we schedule an appointment to discuss their concerns, and take a good look at what needs to be done for the homeowner to stay safely in their home. We have experience selecting and installing equipment and can offer suggestions.” Experienced maintenance staff’s typical installations include grab-bars, hand-held showerheads, transfer benches, raised toilet seats, handrails, and lever-style doorknobs. “We also make smaller home repairs,” added Ms. Cahill. “These repairs, such as securing flooring, motion lights, electrical upgrades (like GFI outlets near water sources) adjusting exterior doors, and stair tread repairs, can make daily living safer. Input from homeowners is crucial for us to be successful.”

South Portland Housing Authority is excited to connect housing and healthcare in innovative ways through this Home Modification Program. The very small per home investment helps to ultimately improve health outcomes and can defer or decrease medical costs. Homeowners themselves drive the process and work closely with the team to make sure that their needs are addressed.

Qualifications for the program include:

  • 60 years of age or more, or have a disability;
  • Own your own home, or live in a home owned by someone in your family;
  • Live in South Portland;
  • Have annual income under $43,050 for a single person; under $49,205 for a two-person family; or under $55,350 for a 3-person family.
  • Less than $50,000.00 in liquid assets

For more information about this program, and how we can help you, please call Melanie Cahill, Program Coordinator, at 207-773-4140